Town Beach is located at the base of downtown Geraldton, with the main commercial district along Marine Terrace paralleling the beach 200 m to the south. The beach forms part of the once continuous sandy shoreline of Champion Bay, that extended east from the northern side of Point Moore then curved to the north for 8 km to Chapman River mouth. Today major port development has replaced 3 km of the southern sandy shore with harbour, port and marina facilities and divided the once continuous beach into six remnants, two west of the port, three wedged between the major port and the newer Batavia Coast Marina, and the longer Champion Bay beach left to continue north to the river mouth.
The Town beaches are part of a 550 m long section of remnant shoreline divided into three beaches by two groynes and bordered by the attached harbour breakwaters. All the beaches receive low refracted waves averaging about 0.5 m and increasing slightly to the north. They break across a fine sand low gradient beach and narrow surf zone. Beach wa1086 commences at the 50 m long groyne that forms the eastern side of the yacht marina and large boat ramp and trends to the east for 200 m to a forked 80 m long groyne and jetty. A seawall, yacht club, and large car park back the beach with an elevated boat ramp crossing the western end. Beach wa1087 extends for 200 m between two rock groynes. It is backed by a continuous rock seawall, then Foreshore Drive, with a small patch of grass in the western corner where the beach has prograded slightly. Beach wa1088 continues northeast of the groyne for another 150 m to the southern boundary of the Batavia Marina development, which occupies the next 1 km off the shore. The beach is patrolled by Broadwater Bay Surf Life Saving Club which was founded in 2003. It usually has a moderately steep swash zone and low gradient attached bar. It is backed by a seawall and the road, with a large car park behind the northern Batavia boundary seawall.
This is an exposed and at times rip-dominated beach so be careful if swimming here. Swim at the surf club and in the patrolled area.
There are numerous beach breaks the length of the beach with the larger waves along the northern part of Tarcoola Beach.